Last update: March 3, 2026
Privacy Policy
Introduction
Harvest Mutual Fund Distributors (Private) Limited (“Harvest MFD”, “Harvest”, “Company”, “we”, “our”, or “us”) respects the privacy of its users and is committed to protecting the personal information that you share with us. This Privacy Policy describes how we collect, use, store, process, and disclose information when you access or use our website, mobile application, and any related services provided by us (collectively referred to as the “Platform”).
This policy applies to all users, visitors, and customers who access the Platform or use any services provided through Harvest MFD. By accessing or using the Platform, creating an account, or submitting your personal information to us, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information in accordance with the terms described herein.
Harvest MFD operates as a digital mutual fund distribution platform and facilitates investments in mutual funds offered by various Asset Management Companies (“AMCs”). As part of providing these services, we may collect certain information from you to enable account opening, identity verification, regulatory compliance, and transaction processing.
Information We Collect
In order to provide investment services and operate our Platform effectively, Harvest MFD may collect various categories of information from users. This information may be collected directly from you when you register on the Platform, indirectly through your interaction with the Platform, or through authorized third parties involved in providing financial services.
Personal information collected by Harvest MFD may include your full name, father’s name, national identity card number (CNIC), date of birth, phone number, email address, residential address, employment information, income details, and other personal details required for account creation and regulatory compliance. Such information is necessary to fulfill Know Your Customer (KYC) requirements and other regulatory obligations imposed by applicable laws and authorities.
In addition to personal identification information, we may collect financial and transactional information related to your investments. This may include your bank account details, payment confirmations, investment preferences, risk profile, mutual fund transactions, portfolio holdings, redemption requests, and transaction history. This information is used solely for facilitating investment services and maintaining accurate financial records.
Harvest MFD may also automatically collect certain technical and usage information when you access the Platform. This information may include your Internet Protocol (IP) address, device type, operating system, browser type, device identifiers, access times, pages visited, and other usage statistics. Such information helps us understand how users interact with the Platform and enables us to improve system performance, security, and user experience.
The Platform may also use cookies, tracking technologies, and similar tools to enhance the functionality of the website and mobile application. Cookies help remember user preferences, analyze traffic patterns, and improve overall usability. You may choose to disable cookies through your browser settings; however, doing so may limit certain functionalities of the Platform.
How we use your information
Harvest MFD collects and processes user information for legitimate business purposes associated with providing investment services and operating the Platform. The information collected may be used to create and maintain user accounts, verify identities, process mutual fund investments and redemptions, and facilitate communication between users and the relevant Asset Management Companies.
Your information may also be used to comply with regulatory requirements, including KYC verification, Anti-Money Laundering (AML) checks, fraud prevention measures, and reporting obligations imposed by regulators. As a regulated financial services provider, Harvest MFD must ensure that all transactions conducted through the Platform adhere to applicable laws and regulations.
Additionally, information may be used to communicate important updates, transaction confirmations, regulatory notices, service announcements, and customer support responses. We may also analyze user activity and platform usage patterns in order to improve our services, develop new features, enhance security measures, and provide a better overall experience to our users.
Harvest MFD may occasionally send educational content, service notifications, or product updates related to investment services. Users may opt out of promotional communications where such options are available.
Sharing and Disclosure of Information
Harvest MFD does not sell, trade, or rent personal information to third parties. However, in order to provide investment services, certain information may need to be shared with authorized entities involved in the investment process.
Your information may be shared with Asset Management Companies whose mutual funds are available on the Platform. This sharing is necessary for account opening, fund subscription processing, redemption processing, regulatory reporting, and maintaining investor records. These entities are required to maintain confidentiality and use the information solely for lawful purposes.
Information may also be disclosed to regulatory authorities, government agencies, or law enforcement bodies where such disclosure is required under applicable laws or regulations. This may include compliance with requests from the Securities and Exchange Commission of Pakistan (SECP), the State Bank of Pakistan (SBP), or other regulatory bodies.
Harvest MFD may engage trusted third-party service providers to support certain operational functions such as cloud hosting, payment processing, analytics services, customer support tools, or technical infrastructure. These service providers are granted access only to the information necessary to perform their services and are contractually obligated to maintain strict confidentiality and security standards.
In the event of a corporate restructuring, merger, acquisition, or sale of assets, user information may be transferred as part of the transaction, subject to applicable legal protections.
Data Security
Harvest MFD takes reasonable technical and organizational measures to protect user information against unauthorized access, misuse, loss, or disclosure. The Company implements industry-standard security practices including encrypted data transmission, secure server infrastructure, restricted access controls, and monitoring mechanisms designed to safeguard sensitive financial and personal information.
While we strive to maintain a high level of security, no system connected to the internet can guarantee absolute protection from cyber threats. Users are encouraged to maintain the confidentiality of their login credentials and immediately report any unauthorized access or suspicious activity related to their accounts.
Data Security
Harvest MFD retains user information only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required under applicable laws and regulatory requirements. Financial records, transaction histories, and identity verification documents may be retained for extended periods in accordance with regulatory obligations imposed on financial service providers.
Once information is no longer required for operational or regulatory purposes, reasonable steps will be taken to securely delete or anonymize such information.
User Rights and Access
Users may request access to their personal information maintained by Harvest MFD and may request corrections or updates where information is inaccurate or outdated. Users may also request clarification regarding how their information is being used.
Certain requests for deletion or restriction of processing may be subject to legal or regulatory obligations that require Harvest MFD to retain information for compliance purposes.
Requests related to personal data may be submitted through the contact details provided at the end of this Privacy Policy.
Third-Party Websites and Services
The Platform may contain links to external websites, financial institutions, or third-party services that are not controlled by Harvest MFD. This Privacy Policy applies only to information collected through the Harvest Platform. We are not responsible for the privacy practices, policies, or content of third-party websites or services.
Users are encouraged to review the privacy policies of any external services before providing personal information.
Changes to This Privacy Policy
Harvest MFD reserves the right to modify, update, or amend this Privacy Policy at any time in order to reflect changes in legal requirements, regulatory obligations, business practices, or technological developments. Any updates will be posted on the Platform with the revised effective date.
Users are encouraged to review this Privacy Policy periodically to remain informed about how their information is protected.
Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal information, you may contact Harvest MFD through the following details:
Email: support@getharvest.app
Last update: March 3, 2026
Privacy Policy
Introduction
Harvest Mutual Fund Distributors (Private) Limited (“Harvest MFD”, “Harvest”, “Company”, “we”, “our”, or “us”) respects the privacy of its users and is committed to protecting the personal information that you share with us. This Privacy Policy describes how we collect, use, store, process, and disclose information when you access or use our website, mobile application, and any related services provided by us (collectively referred to as the “Platform”).
This policy applies to all users, visitors, and customers who access the Platform or use any services provided through Harvest MFD. By accessing or using the Platform, creating an account, or submitting your personal information to us, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information in accordance with the terms described herein.
Harvest MFD operates as a digital mutual fund distribution platform and facilitates investments in mutual funds offered by various Asset Management Companies (“AMCs”). As part of providing these services, we may collect certain information from you to enable account opening, identity verification, regulatory compliance, and transaction processing.
Information We Collect
In order to provide investment services and operate our Platform effectively, Harvest MFD may collect various categories of information from users. This information may be collected directly from you when you register on the Platform, indirectly through your interaction with the Platform, or through authorized third parties involved in providing financial services.
Personal information collected by Harvest MFD may include your full name, father’s name, national identity card number (CNIC), date of birth, phone number, email address, residential address, employment information, income details, and other personal details required for account creation and regulatory compliance. Such information is necessary to fulfill Know Your Customer (KYC) requirements and other regulatory obligations imposed by applicable laws and authorities.
In addition to personal identification information, we may collect financial and transactional information related to your investments. This may include your bank account details, payment confirmations, investment preferences, risk profile, mutual fund transactions, portfolio holdings, redemption requests, and transaction history. This information is used solely for facilitating investment services and maintaining accurate financial records.
Harvest MFD may also automatically collect certain technical and usage information when you access the Platform. This information may include your Internet Protocol (IP) address, device type, operating system, browser type, device identifiers, access times, pages visited, and other usage statistics. Such information helps us understand how users interact with the Platform and enables us to improve system performance, security, and user experience.
The Platform may also use cookies, tracking technologies, and similar tools to enhance the functionality of the website and mobile application. Cookies help remember user preferences, analyze traffic patterns, and improve overall usability. You may choose to disable cookies through your browser settings; however, doing so may limit certain functionalities of the Platform.
How we use your information
Harvest MFD collects and processes user information for legitimate business purposes associated with providing investment services and operating the Platform. The information collected may be used to create and maintain user accounts, verify identities, process mutual fund investments and redemptions, and facilitate communication between users and the relevant Asset Management Companies.
Your information may also be used to comply with regulatory requirements, including KYC verification, Anti-Money Laundering (AML) checks, fraud prevention measures, and reporting obligations imposed by regulators. As a regulated financial services provider, Harvest MFD must ensure that all transactions conducted through the Platform adhere to applicable laws and regulations.
Additionally, information may be used to communicate important updates, transaction confirmations, regulatory notices, service announcements, and customer support responses. We may also analyze user activity and platform usage patterns in order to improve our services, develop new features, enhance security measures, and provide a better overall experience to our users.
Harvest MFD may occasionally send educational content, service notifications, or product updates related to investment services. Users may opt out of promotional communications where such options are available.
Sharing and Disclosure of Information
Harvest MFD does not sell, trade, or rent personal information to third parties. However, in order to provide investment services, certain information may need to be shared with authorized entities involved in the investment process.
Your information may be shared with Asset Management Companies whose mutual funds are available on the Platform. This sharing is necessary for account opening, fund subscription processing, redemption processing, regulatory reporting, and maintaining investor records. These entities are required to maintain confidentiality and use the information solely for lawful purposes.
Information may also be disclosed to regulatory authorities, government agencies, or law enforcement bodies where such disclosure is required under applicable laws or regulations. This may include compliance with requests from the Securities and Exchange Commission of Pakistan (SECP), the State Bank of Pakistan (SBP), or other regulatory bodies.
Harvest MFD may engage trusted third-party service providers to support certain operational functions such as cloud hosting, payment processing, analytics services, customer support tools, or technical infrastructure. These service providers are granted access only to the information necessary to perform their services and are contractually obligated to maintain strict confidentiality and security standards.
In the event of a corporate restructuring, merger, acquisition, or sale of assets, user information may be transferred as part of the transaction, subject to applicable legal protections.
Data Security
Harvest MFD takes reasonable technical and organizational measures to protect user information against unauthorized access, misuse, loss, or disclosure. The Company implements industry-standard security practices including encrypted data transmission, secure server infrastructure, restricted access controls, and monitoring mechanisms designed to safeguard sensitive financial and personal information.
While we strive to maintain a high level of security, no system connected to the internet can guarantee absolute protection from cyber threats. Users are encouraged to maintain the confidentiality of their login credentials and immediately report any unauthorized access or suspicious activity related to their accounts.
Data Security
Harvest MFD retains user information only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required under applicable laws and regulatory requirements. Financial records, transaction histories, and identity verification documents may be retained for extended periods in accordance with regulatory obligations imposed on financial service providers.
Once information is no longer required for operational or regulatory purposes, reasonable steps will be taken to securely delete or anonymize such information.
User Rights and Access
Users may request access to their personal information maintained by Harvest MFD and may request corrections or updates where information is inaccurate or outdated. Users may also request clarification regarding how their information is being used.
Certain requests for deletion or restriction of processing may be subject to legal or regulatory obligations that require Harvest MFD to retain information for compliance purposes.
Requests related to personal data may be submitted through the contact details provided at the end of this Privacy Policy.
Third-Party Websites and Services
The Platform may contain links to external websites, financial institutions, or third-party services that are not controlled by Harvest MFD. This Privacy Policy applies only to information collected through the Harvest Platform. We are not responsible for the privacy practices, policies, or content of third-party websites or services.
Users are encouraged to review the privacy policies of any external services before providing personal information.
Changes to This Privacy Policy
Harvest MFD reserves the right to modify, update, or amend this Privacy Policy at any time in order to reflect changes in legal requirements, regulatory obligations, business practices, or technological developments. Any updates will be posted on the Platform with the revised effective date.
Users are encouraged to review this Privacy Policy periodically to remain informed about how their information is protected.
Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal information, you may contact Harvest MFD through the following details:
Email: support@getharvest.app
Last update: March 3, 2026
Privacy Policy
Introduction
Harvest Mutual Fund Distributors (Private) Limited (“Harvest MFD”, “Harvest”, “Company”, “we”, “our”, or “us”) respects the privacy of its users and is committed to protecting the personal information that you share with us. This Privacy Policy describes how we collect, use, store, process, and disclose information when you access or use our website, mobile application, and any related services provided by us (collectively referred to as the “Platform”).
This policy applies to all users, visitors, and customers who access the Platform or use any services provided through Harvest MFD. By accessing or using the Platform, creating an account, or submitting your personal information to us, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information in accordance with the terms described herein.
Harvest MFD operates as a digital mutual fund distribution platform and facilitates investments in mutual funds offered by various Asset Management Companies (“AMCs”). As part of providing these services, we may collect certain information from you to enable account opening, identity verification, regulatory compliance, and transaction processing.
Information We Collect
In order to provide investment services and operate our Platform effectively, Harvest MFD may collect various categories of information from users. This information may be collected directly from you when you register on the Platform, indirectly through your interaction with the Platform, or through authorized third parties involved in providing financial services.
Personal information collected by Harvest MFD may include your full name, father’s name, national identity card number (CNIC), date of birth, phone number, email address, residential address, employment information, income details, and other personal details required for account creation and regulatory compliance. Such information is necessary to fulfill Know Your Customer (KYC) requirements and other regulatory obligations imposed by applicable laws and authorities.
In addition to personal identification information, we may collect financial and transactional information related to your investments. This may include your bank account details, payment confirmations, investment preferences, risk profile, mutual fund transactions, portfolio holdings, redemption requests, and transaction history. This information is used solely for facilitating investment services and maintaining accurate financial records.
Harvest MFD may also automatically collect certain technical and usage information when you access the Platform. This information may include your Internet Protocol (IP) address, device type, operating system, browser type, device identifiers, access times, pages visited, and other usage statistics. Such information helps us understand how users interact with the Platform and enables us to improve system performance, security, and user experience.
The Platform may also use cookies, tracking technologies, and similar tools to enhance the functionality of the website and mobile application. Cookies help remember user preferences, analyze traffic patterns, and improve overall usability. You may choose to disable cookies through your browser settings; however, doing so may limit certain functionalities of the Platform.
How we use your information
Harvest MFD collects and processes user information for legitimate business purposes associated with providing investment services and operating the Platform. The information collected may be used to create and maintain user accounts, verify identities, process mutual fund investments and redemptions, and facilitate communication between users and the relevant Asset Management Companies.
Your information may also be used to comply with regulatory requirements, including KYC verification, Anti-Money Laundering (AML) checks, fraud prevention measures, and reporting obligations imposed by regulators. As a regulated financial services provider, Harvest MFD must ensure that all transactions conducted through the Platform adhere to applicable laws and regulations.
Additionally, information may be used to communicate important updates, transaction confirmations, regulatory notices, service announcements, and customer support responses. We may also analyze user activity and platform usage patterns in order to improve our services, develop new features, enhance security measures, and provide a better overall experience to our users.
Harvest MFD may occasionally send educational content, service notifications, or product updates related to investment services. Users may opt out of promotional communications where such options are available.
Sharing and Disclosure of Information
Harvest MFD does not sell, trade, or rent personal information to third parties. However, in order to provide investment services, certain information may need to be shared with authorized entities involved in the investment process.
Your information may be shared with Asset Management Companies whose mutual funds are available on the Platform. This sharing is necessary for account opening, fund subscription processing, redemption processing, regulatory reporting, and maintaining investor records. These entities are required to maintain confidentiality and use the information solely for lawful purposes.
Information may also be disclosed to regulatory authorities, government agencies, or law enforcement bodies where such disclosure is required under applicable laws or regulations. This may include compliance with requests from the Securities and Exchange Commission of Pakistan (SECP), the State Bank of Pakistan (SBP), or other regulatory bodies.
Harvest MFD may engage trusted third-party service providers to support certain operational functions such as cloud hosting, payment processing, analytics services, customer support tools, or technical infrastructure. These service providers are granted access only to the information necessary to perform their services and are contractually obligated to maintain strict confidentiality and security standards.
In the event of a corporate restructuring, merger, acquisition, or sale of assets, user information may be transferred as part of the transaction, subject to applicable legal protections.
Data Security
Harvest MFD takes reasonable technical and organizational measures to protect user information against unauthorized access, misuse, loss, or disclosure. The Company implements industry-standard security practices including encrypted data transmission, secure server infrastructure, restricted access controls, and monitoring mechanisms designed to safeguard sensitive financial and personal information.
While we strive to maintain a high level of security, no system connected to the internet can guarantee absolute protection from cyber threats. Users are encouraged to maintain the confidentiality of their login credentials and immediately report any unauthorized access or suspicious activity related to their accounts.
Data Security
Harvest MFD retains user information only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required under applicable laws and regulatory requirements. Financial records, transaction histories, and identity verification documents may be retained for extended periods in accordance with regulatory obligations imposed on financial service providers.
Once information is no longer required for operational or regulatory purposes, reasonable steps will be taken to securely delete or anonymize such information.
User Rights and Access
Users may request access to their personal information maintained by Harvest MFD and may request corrections or updates where information is inaccurate or outdated. Users may also request clarification regarding how their information is being used.
Certain requests for deletion or restriction of processing may be subject to legal or regulatory obligations that require Harvest MFD to retain information for compliance purposes.
Requests related to personal data may be submitted through the contact details provided at the end of this Privacy Policy.
Third-Party Websites and Services
The Platform may contain links to external websites, financial institutions, or third-party services that are not controlled by Harvest MFD. This Privacy Policy applies only to information collected through the Harvest Platform. We are not responsible for the privacy practices, policies, or content of third-party websites or services.
Users are encouraged to review the privacy policies of any external services before providing personal information.
Changes to This Privacy Policy
Harvest MFD reserves the right to modify, update, or amend this Privacy Policy at any time in order to reflect changes in legal requirements, regulatory obligations, business practices, or technological developments. Any updates will be posted on the Platform with the revised effective date.
Users are encouraged to review this Privacy Policy periodically to remain informed about how their information is protected.
Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal information, you may contact Harvest MFD through the following details:
Email: support@getharvest.app
